Debbie Gaddie 801-550-5291
Greg Gaddie 801-560-2062


First Time Home Buyers

Your home will most likely be the biggest purchase your family will ever make.  It involves many decisions that go beyond simply choosing the one you like.  For first time home buyers the process can often seem daunting and intimidating. We will guide you through the entire process, from viewing homes to financing; when it comes time to make an offer, we will  ensure the final contract has been drafted in your best interest.  We will take the time to go through each of the following:

  • How much can you really afford

  • How to qualify for a mortgage

  • How much cash you need to put down

  • What are closing costs and how much will they be

  • How to buy a home with little or nothing down

  • What it takes to get approved for financing. (What information banks and other lending  institutions will require for pre-approval)

  • What is pre-approval
  • How much your payments will be

  • The tax advantages of buying

  • Is renting or buying better for you

Call or e-mail us for a free buyer’s consultation and/or references

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